Property-level risk scoring at portfolio scale

Anchor addresses, layer terrain and elevation, assess access from emergency services. Bulk-process portfolios in one call.

Risk underwriting needs spatial features for every address in a portfolio: precise coordinates, elevation and grade for flood and landslide priors, distance and reach to emergency services, and admin hierarchy for regulatory aggregation. The bulk shape of the problem makes it ideal for batch processing.

batch_geocode anchors up to 1,000 addresses per call with confidence scores and typed errors on failures. get_elevation returns per-point heights plus a summary block. get_isochrone computes drive-time reach from the nearest fire station, hospital, or coast guard. reverse_geocode hangs admin metadata off raw coordinates for portfolio aggregation by region.

Outputs are deterministic and versioned, so an underwriting model can pin to a specific data snapshot for reproducibility across audit cycles.

Patterns

What this looks like in practice

Common shapes mapped to the tools you'd reach for.

Portfolio anchoring

Run a portfolio CSV through batch_geocode. Successful rows return coordinates and confidence; failed rows return typed errors. Re-run failures after manual cleanup or parse_address normalisation.

Flood and elevation priors

For each anchored property, query get_elevation. Combine height and grade with proximity to coastline or river to derive a flood-risk band feature for the underwriting model.

Emergency-service access

Compute drive-time isochrones from each fire station and hospital. Tag every property with the time-to-nearest-service, useful for pricing and capital allocation models.

Other use cases

Search, rescue, and crisis response

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